Every claimant we work with presents a host of unique needs, goals, issues, and financial implications. The Calderon Settlements Group approaches each settlement, however great or small, with the same detailed-oriented, comprehensive approach. We provide end-to-end services, from custom-designed planning to long-term plan monitoring.
The Calderon Settlements Group offers the following services for claimants and their attorneys:
Tax-Free Structured Settlement Annuities
Structured settlements provide 100% income tax-free payments and long-term financial security for claimants involved in personal injury, workers’ compensation, and wrongful death settlements.
Tax-Free Market-Based Structured Settlements
Injured claimants seeking additional growth potential for their settlement proceeds may want to consider a market-based structured settlement.
Non-Qualified Tax-Deferred Structured Settlements
Claimants involved in non-physical injury settlements can utilize tax-advantaged structured settlements to spread out their tax obligation over time.
Attorney Fee Tax Deferral Strategies
Contingency fee-based attorneys can leverage tax-advantaged fee deferrals to defer tax obligation to the year(s) in which payments are received.
Preservation and Special Needs Trust Services
Claimants who receive needs-based government benefits (e.g., SSI, Medi-Cal, SNAP/CalFresh, etc.) may need to utilize a Special Needs Trust to preserve benefits eligibility.
Qualified Settlement Funds (468B Trusts)
Settlements involving multiple claimants may benefit from utilizing a Qualified Settlement Fund, which provides time to counsel individual claimants and resolve issues that may affect disbursement.</span<
Long Term Care Insurance
People are living longer and long these days which is great, however they will likely need to be prepared with long term care insurance during the end of retirement years, now you have choices whether it be Indemnity Style LTC or Reimbursement LTC planning is a must.
Investing Up-front cash for injured parties settling their cases is very different than your typical cash investor. The settlement funds must be protected, last a lifetime and the client must have a complete risk analysis and understanding of the market before investing. This is why I take an active and holistic approach when it comes to advising with injured parties. I put them in the hands of professional big firm money managers who understand structured settlements and the very sensitive nature of the client’s settlement funds.
Medicare Set-Aside Services
Injured claimants who currently receive or who plan to receive Medicare benefits in the near future may need to consider a Medicare Set-Aside for any settlement funds intended to cover future medicals.
Every claimant and attorney who chooses to work with The Calderon Settlements Group can expect attentive, first-rate service reflective of our core values: