Calderon Settlements & Insurance Services now offers the following services for all CA, NV, & UT residents:
When your business is based on sharing your expertise, you need comprehensive, cost-effective insurance to protect you from damages or legal costs that may arise. Errors and Omissions (E&O) insurance, also known as professional liability (E&O) or professional indemnity insurance, provides important coverage.
Business insurance protects your small business from financial damages that can result from on-site accidents, property damage, and loss of income due to business closures. Having accurate coverage is critical in minimizing the negative impact of claims against your business.
Key Person Insurance
Key person insurance is an important form of business insurance. It can be described as an insurance policy taken out by a business to compensate that business for financial losses that could arise from the death or extended incapacity of an important member of the business. To put it simply, it is a standard life insurance or trauma insurance policy that is used for business succession or business protection purposes.
Workers’ compensation insurance, provides benefits to employees who get injured or sick from work-related injuries. It also includes disability benefits, missed wage replacement, and death benefits. Workers’ comp also reduces your liability for work-related injuries and illnesses.
Additional Insurance Services
An umbrella insurance policy is extra liability insurance coverage that goes above and beyond the limits of the insured’s homeowners, auto, and condominium policies. It provides an additional layer of security to those who are at risk of being sued for damages to other people’s property or injuries caused to others in an accident. It also protects against libel, vandalism, slander, and invasion of privacy.
Everyone needs car insurance. A car insurance policy helps provide financial protection for you, and possibly others if you’re involved in an accident. As an independent agent, we deliver a car insurance policy with exceptional coverage and best-in-class customer service, and that matters when you have an accident or are stuck on the side of the road.
As a condominium owner, you have unique insurance needs. Let’s make sure you have the right coverage in place. Condominium policies help protect your personal property, the interior of your unit, and bodily injury or property damage to others.
Your landlord’s insurance likely covers only the building itself but not your belongings or your liability for accidents, but you can protect yourself with renters insurance. In the event your possessions are stolen or damaged by a fire, a renters insurance policy can help you recover their value. It also provides liability coverage to protect you from covered claims if someone is injured at your home.
Homeowners insurance is a property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets within your home. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property. Most mortgage lenders require a homeowners insurance policy.
Whether you are looking for a short-term life insurance plan, protecting your family’s future through lifelong coverage of permanent life insurance, or a combination of both, rest assured that life insurance can be there when it’s needed most by your loved ones. We offer life insurance policies with a variety of options and riders.